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Why Sellers Choose The Scott Hoffman Team - Why home sellers in Wake Forest, Raleigh and Cary choose The Scott Hoffman Team. Free Presentation - Free in-home listings presentation on marketing your Wake Forest, Raleigh and Cary, in Wake County North Carolina property. Property Valuation - How much is your Wake Forest, Raleigh and Cary home worth? What Did That Home Sell For? - What did that Wake Forest, Raleigh and Cary, North Carolina property or other real estate sell for? FSBO - Selling your Wake Forest, Raleigh and Cary real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Wake Forest, Raleigh and Cary Homes, For Home Buyers, For Home Sellers, Wake Forest, Raleigh and Cary Information, Real Estate Resources, and About The Scott Hoffman Team.
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Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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| Q |
During what months of the year do most people move from one home to another?
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| A |
Most moves occur between the months of May and September. |
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