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Welcome > Sitemap > Local Information ...
Wake Forest, Raleigh and Cary Information:
About Wake Forest - Moving to Wake Forest, North Carolina? Get info here... About Raleigh - Moving to Raleigh, North Carolina? Get info here... About Cary - Moving to Cary, North Carolina? Get info here... Community Information - Click here for more information... Community Videos - Click here for more information... Community Market Reports - Click here for more information... BLANK - Click here for more information... Neighborhood Snapshot - Click here for more information... School Reports - Reports for Wake Forest, Raleigh and Cary schools kindergarten, elementary, and high schools. Relocation Resource Center - Free real estate information & relocation package if you're relocating to Wake Forest, Raleigh and Cary, in Raleigh County NC. Online Relocation Guide - Want to know more about online relocation guide? Get information here... Online School Guide - Want to know more about online school guide ? Get information here... Latest E-HomeNews - Click here for more information... Special Reports For Homeowners - Click here for more information... Go to Main Sitemap - Main sitemap sections include Find Wake Forest, Raleigh and Cary Homes, For Home Buyers, For Home Sellers, Wake Forest, Raleigh and Cary Information, Real Estate Resources, and About The Scott Hoffman Team.
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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| Q |
What kind of home construction is considered to be the safest in seismic areas?
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| A |
Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes. |
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