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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Wake Forest, Raleigh and Cary

Financing Your Home >Lenders Want to Say Yes If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans. A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job. There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What real estate board game became the best-selling game in America just one year after it was created? A  Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies. See More Real Estate Trivia >

The Scott Hoffman Team Coldwell Banker Howard Perry and Walston 5000 Falls of Neuse Road Suite 100 Raleigh, NC 27609 Phone: 919-877-8921 Voice Mail: 919-990-3213 Fax: 919-882-9080 scott@scotthoffman.com Real Estate Made Easy! www.RaleighRealEstateSearch.net is brought to you by The Scott Hoffman Team NUMBER1EXPERTS™ in real estate for Wake Forest, Raleigh and Cary, North Carolina Read The Scott Hoffman Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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